My very first job when I as 16 was at A&W and with my first paycheck I bought a new skateboard. It was what I wanted so I got it. I had to open a bank account first and while the topic of savings came up with the teller neither she or I thought it was all that important for me at the time. But something that I would get to in the future.
So far I still haven’t got to it. And its something else I should be worrying about and trying to correct but those thoughts make me feel uneasy so best to put them away. For now.
My parents are almost the exact opposites when it comes to their savings. My father diligently prepares for retirement while my mother digs herself deeper into an uncertainty that envelops her future.
My spending habits are pretty erratic. A lot of my income goes to eating out or ordering in, a bad habit when trying to save money. I could blame a lot of different factors as to why I suck at this part of my life but the truth is it’s just a skill I have to develop.
But what’s the best way to do that? Sheer force of will and discipline? Make a budget? Buy a bunch of lottery tickets?
Ill start with a budget.
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